As you may have seen in the News, ICBC is responding to financial problems by making major changes. For crashes from April 1, 2019 on, ICBC is “capping” pain and suffering damages for “minor” injury claims at $5,500.00. Most whiplash and psychological injury will fall within the definition of “minor injury” subject to this cap. Only a few injuries are outside the cap (fractures, significant brain injury and serious/incapacitating injuries). ICBC is replacing the courts with an online tribunal for capped claim disputes. While wage loss and some treatment expenses will be paid additional to the cap, and up-front payments for treatment and wage loss benefits have finally increased (which is positive), nonetheless the changes will dramatically reduce the payments given to injured people for injury claims. There will be considerable uncertainty in BC as the new system takes effect and we will be watching it closely.
Personal injury claims that are not against ICBC, are not affected by the changes.
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